For a musician, there’s nothing better than playing “in the pocket.” That’s when the rhythm, the tone, the feel — everything is just right; you’re in the zone. You can also be “in the pocket” financially, with minimal debt, plenty of retirement savings and ample cash flow. If that’s the case, you might be considering…
When the time is right to refinance your mortgage, you’ll probably want to make it as painless as possible. It’s a natural inclination to simply contact your current mortgage holder and take them up on one of the many offers they may have made to you through emails and direct-mail promotions. However, to realize maximum…
When buying a home, there are seemingly hundreds of details to attend to, especially as a first-time homebuyer. Those details can range from the critical to the merely inconvenient, from property lines to pets. One important matter you’ll encounter is that of the contingency. “Contingencies are your ‘out’ clause,” says Tim Freund, a real estate…
Buying a home requires having a healthy amount of cash on hand, a solid payment history over at least the past year or two, and a steady income. But you don’t need a perfect credit history. While higher credit scores earn more favorable loan terms, it is still possible for someone with “low” or “average”…
Saving for a down payment to buy a house can seem overwhelming unless you break it down into small, actionable moves. It will likely take a while to accomplish, but with a couple of shortcuts and a never-thought-of-that hack or two, you might get it done sooner than you expected. Find the best mortgage Four…
Mortgage Rates: Three Reasons to Buy in the Next Three Months If you’ve been thinking about making the leap into homeownership, you may be pleased to learn that the next three months could be the best time to buy so far this year. One reason: Mortgage rates haven’t made a big move up — yet….
There are plenty of real estate terms that need explaining, but you don’t have to know them all, that’s my job! Here’s a few to get you started because, as you may have heard, knowledge is power. Zero-lot Line: When a home sits right on the lot’s boundary, with little or no space between homes,…
Deciding on a type of mortgage is no simple task. There are plenty of options, but in most cases there’s one that’s best for you and your situation. Obviously, it’s best to consult an expert before making any final decisions, but this infographic can help you narrow down your options. As always, please reach out…
How much is your time really worth? The reason to sell your own house is to save money, right? On the surface that makes sense, but once you’ve factored in the amount of time and stress that you’re going to spend and experience in this process, are you really coming out ahead? Let’s say you’ve…
Let’s take a quick look at how mortgage rates are trending over the last three months and if you have any questions about mortgage rates and what they mean in terms of whether or not it’s a good time to buy a home, please don’t hesitate to reach out! Powered by Mortgage Rates Widget
